Employee Benefits Report 2015

The growth in businesses utilising captives to tackle rising employee benefits costs is a relatively recent phenomenon. Initially it was only a viable option for larger companies due to the associated regulatory  and tax costs, but smaller companies are now discovering ways to make use of the tool.

The proliferation and viability of risk transfer solutions for employee benefits can partly be put down to the increasing desire to diversify and place uncorrelated risks into the captive.
Rising costs, however, due to legislative developments such as the Affordable Care Act and the ERISA rules in the United States have also led businesses to seek innovative solutions to mitigate these costs.

CREB2015_Cover

In the Captive Review Employee Benefits Report 2015, we analyse the various ways companies are using captives effectively to self-insure or reinsure stop-loss cover, pensions, life and long-term disability costs.

Captive Review speaks to leading industry figures who outline the challenges faced by small to mid-sized businesses entering the captive space and how group captives are being increasingly utilised.  We also explain how the more established stop-loss captive industry has evolved and the advantages this solution continues to offer.  At the same time, forward facing US insurers are launching innovative new programmes specifically designed to be compliant in the complex environment brought by the Affordable Care Act.

Click here to read the 2015 Employee Benefits Report

831(b) owners seeking second opinion on structures

Businesses that own 831(b) captives are contacting captive managers and other third-party advisors to conduct due diligence on their operations. Fallout from the Avrahami Tax Court case and...
MORE

Celia Clark responds to latest Avrahami motion

The Avrahamis lost its bid for two motions of reconsideration in November and the promoter concerned with the captive has provided a response to Judge Holmes' latest comments....
MORE

Gail Olsen joins Atlas as SVP

Atlas Insurance Management has hired Gail Olsen as senior vice president, heading up finance and compliance for the independent captive manager. Olsen has more than 25 years of...
MORE

Advantage Insurance to IPO on NYSE

Advantage Insurance Inc, the firm that began life as a Cayman Islands captive manager in 1993, is offering...
MORE