Writing employee benefits through the captive is a long discussed area and, as with many ‘emerging lines’, is often labelled as all smoke and no fire.
There does, however, appear to have been a significant gear shift over the past 12 months.
A number of regulatory developments have had an effect – the Affordable Care Act and the Department of Labor’s reintroduction of the ExPro process in the United States and appetite for captive diversification within Solvency II environments in Europe – but maturity among established captive owners is also helping things along.
The likes of QBE, Mercer and MAXIS Global Benefits Network have been influential in complimenting this increased appetite by providing expert support.
In this Employee Benefits Focus QBE, Mercer and MAXIS discuss some of the key themes and issues surrounding the emerging lines in 2015.