Employee Benefits Report 2015

The growth in businesses utilising captives to tackle rising employee benefits costs is a relatively recent phenomenon. Initially it was only a viable option for larger companies due to the associated regulatory  and tax costs, but smaller companies are now discovering ways to make use of the tool.

The proliferation and viability of risk transfer solutions for employee benefits can partly be put down to the increasing desire to diversify and place uncorrelated risks into the captive.
Rising costs, however, due to legislative developments such as the Affordable Care Act and the ERISA rules in the United States have also led businesses to seek innovative solutions to mitigate these costs.

CREB2015_Cover

In the Captive Review Employee Benefits Report 2015, we analyse the various ways companies are using captives effectively to self-insure or reinsure stop-loss cover, pensions, life and long-term disability costs.

Captive Review speaks to leading industry figures who outline the challenges faced by small to mid-sized businesses entering the captive space and how group captives are being increasingly utilised.  We also explain how the more established stop-loss captive industry has evolved and the advantages this solution continues to offer.  At the same time, forward facing US insurers are launching innovative new programmes specifically designed to be compliant in the complex environment brought by the Affordable Care Act.

Click here to read the 2015 Employee Benefits Report

Reserve Mechanical has “stronger fact patterns than Avrahami”, but outcome “not shocking”

Tax and captive insurance professionals have provided their initial reaction to the US Tax Court’s Reserve Mechanical ruling, with opinion seemingly more divided than in the Avrahami case....
MORE

M&T appoints insurance agency president

Kyle Samuel has been appointed president of M&T Insurance Agency, Inc. Samuel, formerly managing director of Wells Fargo...
MORE

European captives adding non-insured and third-party risk – Yannick Zigmann

Prospective captive owners in Europe are increasingly considering forming a captive to finance previously non-insured risks, while adding...
MORE

Reserve opinion a disservice to captive industry – Capstone

Capstone Associated Services, Ltd has issued a robust response to the US Tax Court's opinion that its client,...
MORE